Frogg Realty & Lending

We know mortgages.

Our experienced team of California and Florida mortgage professionals is dedicated to making the home financing process faster, and simpler, with outstanding customer support along the way.

Contact Us Today! Apply Now!

Popular California Home Loans Which loan is right for YOU?

First Time Homebuyers California

FHA Home Loans California California

FHA home loans are popular among California first-time homebuyers due to low down payment and credit requirements.

FHA Loans
Conventional Home Loans California

Conventional Home Loans California California

A conventional(fixed-rate mortgage) is a popular type of home financing in California because it offers predictability for your budget.

Conventional Loans
Jumbo Mortgages California

Jumbo Home Loans California California

A jumbo home loan is a mortgage used to finance California properties that are too expensive for a conventional conforming loan.

Jumbo Loans

Which loan is right for YOU?

First Time Homebuyers California

Conventional Home Loans

A conventional (fixed-rate mortgage) is a popular type of home financing because it offers predictability for your budget.

Learn More

Conventional Home Loans California

FHA Home Loans

FHA home loans are popular among first-time homebuyers due to low down payment and credit requirements.

Learn More

Reverse Mortgages California

Reverse Mortgages

Our certified reverse mortgage experts can help you determine if a Reverse Mortgage is right for you!

Learn More

Current

California

Mortgage Rates

FHA Loans

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Last Updated: 10/3/2023

Conventional Loans

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Last Updated: 10/3/2023

VA Loans

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Last Updated: 10/3/2023

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Frogg Realty & Lending to receive a personalized rate for your specific situation.

  • This was our second loan with Deb and both times she knocked it out of the park for us! As far as quality of service, knowledge of the current state of the market for lending, and integrity, we could not have asked for a better experience working with Deb at Frogg!! Do not hesitate to… Lisa Apollo - May 11, 2022
  • Deb is the bomb you can always trust her with all your mortgage needs,can't go wrong working with a mortgage broker expert like Deb she'll always take care of you,don't trust anyone with your mortgage needs than Deb and her team Daniel James Long - July 2, 2021
  • Deb works very hard to insure you get the best rates and lowest fee structure! She herds all the different players together for a smooth transaction. Always gets back to you quickly when you need her and holds your hands through the entire process. She is also a real kick to deal with.. Hal Braun - February 18, 2021
  • This person is a smart, intelligent Lady. She works very hard for all her customers. A joy to work with, She takes good care and gives information back to her clients as soon as she possibly can! Paul Adling Paul Adling - October 30, 2020

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

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5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

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0%

4.5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in California? Now may be the right time to start saving money every month!

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months
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%
months
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Refinancing could save you

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New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

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$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

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Frogg Realty & Lending

9852 Katella Av #321
Anaheim, California 92804
(949) 617-4444
NMLS# 1973873

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